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Tax & MTD

Build reviewable digital records from your first receipt

Tendmere prepares SA105-aligned summaries and quarterly review packs from the records you enter or import. Production HMRC submission remains disabled pending approval.

£0 web beta for 1–2 properties · No card required

The problem

Tax season shouldn't take a weekend

Reconstructing income and expenses from bank statements, receipts, and memory creates avoidable gaps. MTD increases the importance of keeping reviewable digital records during the year.

The solution

A current review pack

Tendmere maps the rent and expense records you save to SA105-aligned categories, flags missing inputs, and prepares a pack for checking or accountant handoff. It does not claim a return has been filed.

How it works

The tools for this job

HMRC-ready data model

The product has sandbox-tested API rails, but production HMRC submission is not enabled until approval and credentials are verified.

Quarterly previews

Review the income, expenses and net profit represented by the records currently entered or imported.

Recorded-data estimate

See an estimate based on saved records, with missing or uncategorised inputs left visible for review.

SA105 reports

Property income reports formatted to match HMRC SA105 boxes. Ready for self-assessment or your accountant.

Review and handoff

Check the quarterly summary, then use the available export or accountant workflow. Filing remains outside the live release.

Deadline tracking

MTD quarterly deadlines shown in your dashboard with countdown reminders.

FAQ

Common questions

Related features

Works even better together

Ready to take control of your portfolio?

Tendmere is the calm UK landlord app — free for up to 2 properties.

No credit card required · Controlled web beta for 1-2 properties