Skip to main content
All articles

Tax articles

MTD, SA105, CGT, allowable expenses, Section 24, and everything else HMRC-related for UK landlords.

Explore tax

13 articles

Tax3 min read

Making Tax Digital Record Keeping for Joint Property Owners

How joint landlords can structure their share of income and expense records under HMRC’s current MTD for Income Tax guidance.

2 September 2026
Tax3 min read

Buying Property Through a Limited Company: The Complete Guide

Should you use a limited company for buy-to-let? Corporation Tax vs income tax, mortgage availability, costs, and the break-even analysis.

11 April 2026
Tax3 min read

MTD Penalties: What Happens If You Miss a Deadline?

How MTD for Income Tax penalties work: no quarterly-update penalties in 2026–27, then penalty points, the £200 penalty and separate late-payment penalties.

10 April 2026
Tax3 min read

Incorporating an Existing Portfolio: Is It Worth the Cost?

The costs and tax implications of transferring existing rental properties from personal ownership into a limited company — CGT, SDLT, and alternatives.

7 April 2026
Tax3 min read

7 Expense Mistakes That Cost UK Landlords Money

Common errors landlords make with expenses — from missing allowable deductions to incorrectly claiming capital expenditure as revenue costs.

6 April 2026
Tax4 min read

Stamp Duty on Buy-to-Let: The Complete 2026 Guide

Current SDLT rates, the 5% higher-rates surcharge, the 2% non-resident surcharge and company rules for buying a rental in England and Northern Ireland.

5 April 2026
Tax9 min read

Landlord Tax Year Planning: A Month-by-Month Checklist

Key tax dates, actions, and planning opportunities across the UK tax year for property landlords — from April to January filing.

4 April 2026
Tax3 min read

The Non-Resident Landlord Scheme: Tax Rules for Overseas Property Owners

How the NRL Scheme works, when your agent must deduct tax, how to receive rent gross, and your self-assessment obligations as an overseas landlord.

2 April 2026
Tax7 min read

Section 24 Explained: How Mortgage Interest Relief Changed for Landlords

Section 24 replaced mortgage interest deduction with a 20% tax credit. Here's what it means for your bottom line and how to plan around it.

20 March 2026
Tax9 min read

Landlord Record Keeping: What You Need to Track and Why

The essential records every UK landlord should maintain for tax, compliance, and legal protection — and how long to keep them.

18 March 2026
Guide8 min read

Making Tax Digital for Landlords: 2026 Rules and Checklist

Current HMRC thresholds, quarterly deadlines, first-year penalty relief and the records to prepare, plus what Tendmere does and does not file.

15 March 2026
Guide3 min read

Landlord Allowable Expenses: Everything You Can Claim in 2026

A complete guide to allowable expenses for UK landlords — what you can claim, what you can't, and how to maximise your tax deductions.

28 February 2026
Tax3 min read

Capital Gains Tax on Rental Property: A UK Landlord's Guide

How CGT works when you sell a rental property, what reliefs are available, and how to calculate your tax liability.

5 February 2026
Free newsletter

The Tendmere landlord newsletter

Occasional updates on tax, compliance and property management for UK landlords. We'll ask you to confirm by email first.

No spam. Ask to be removed at any time.

Put this knowledge to work

Keep recorded rent, repairs, documents and evidence connected to each property. Review the source records and approve important actions yourself.

No card required · Every plan free for now