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Landlord bookkeeping, MTD & portfolio finance

Tendmere vs Hammock

Hammock is more than tax-only software. Compare its published financial automation with the connected property, tenancy and repair workflow you want from Tendmere.

Reviewed · Written by Tendmere

Choose for the job you need done.

Consider Hammock

Shortlist Hammock if automatic financial reconciliation and a live MTD submission route are your main requirements.

See the published scope

Consider Tendmere

Try Tendmere if you need the daily context around the numbers: which tenant, repair, document or decision requires your attention.

See Guardian in action

Evidence, not a scorecard

What the published information tells us.

This is a source-based buying guide, not an independent review or a hands-on test of every provider. Features may depend on plan, location and configuration.

Financial automation
Hammock advertises bank feeds, rent reconciliation, arrears tracking and MTD submissions.Official source
Portfolio context
Its published scope includes yields, occupancy, loan-to-value insights and HMO support on relevant plans.Official source
Document reminders
Its FAQ describes notifications for expiring documents and certificates; these are not absent from its offer.Official source

A useful way to compare

Bring one property. Test a real situation.

Use sample or suitably anonymised records in a demo first. Ask both providers to show the outcome, the limitations and what remains your responsibility.

  1. Can you reconcile a short payment and keep the explanation beside the balance?

  2. Can a heating repair keep the tenant conversation, appointment, quote and proof together?

  3. Does the exact plan cover your HMO, ownership structure and accountant’s filing requirements?

What you can rely on from Tendmere today.

Available in the web beta

Property and tenancy records, manual or supported CSV rent tracking, repairs, messages, document storage and compliance-evidence workflows. Availability depends on your role and workspace setup.

Explore the working features

Not a live filing or banking service

Production HMRC filing and automatic Open Banking feeds remain disabled. Provider-backed referencing, EPC lookup and assisted extraction must not be assumed available. Tendmere does not certify legal compliance.

Check integration availability

A beta, not a paid-plan promise

Current access is £0 for 1–2 properties with no card or automatic charge. Paid checkout is disabled; future prices and limits are separate. Native App Store and Google Play releases are not available yet.

Read the current offer

Before switching, retain your original records, test a small supported import and check the resulting balances. A CSV import does not promise to move every attachment, conversation or historic approval.

Sources & how we compare

Reviewed 5 September 2026. Tendmere publishes this guide and has a commercial interest in your choice. Provider claims above are attributed to their own publications; missing information is not treated as a missing feature. We make no tested speed, savings, security-ranking or price-superiority claim.

Check the provider’s current quotation, VAT, unit limits, add-ons, support and cancellation terms. For hosting and privacy, compare current policies and subprocessors rather than assuming that a country label proves compliance.

Tell us if a comparison needs correcting

See whether it fits your way of working.

Start with one property and the work that matters to you. Current web beta: £0 for 1–2 properties, no card and no automatic charge.

No credit card required · Controlled web beta for 1-2 properties