Mortgage repayment calculator
Calculate your monthly mortgage payment for a buy-to-let property. Compare capital repayment vs interest-only to see the difference.
Repayment vs interest-only
Repayment mortgages pay off the full loan over the term. Monthly payments are higher but the property is yours outright at the end.
Interest-only mortgages are common for buy-to-let. Monthly payments are lower, but you must repay the capital at the end of the term (usually by selling or remortgaging).
Buy-to-let mortgage rates
Buy-to-let rates are typically 0.5-1% higher than residential rates. Most lenders require rental income to cover 125-145% of the mortgage payment at a stress-tested rate.
Free calculator
Mortgage repayment calculator
Enter your mortgage details to see repayments
Keep mortgage costs with each property
Record mortgage terms manually and include them in your reviewed yield calculations. Automatic bank feeds are not live yet.
No credit card required · Controlled web beta for 1-2 properties