Recording and categorising expenses

Adding an expense

From the Finances tab, tap Add expense. Select the property, enter the amount, date, and description. Choose a category from the HMRC-aligned list (repairs, insurance, management fees, etc.).

Receipt capture

Snap a photo of the receipt or upload a file. Tendmere stores it beside the expense. An attachment supports later review but does not prove the expense is allowable or make a record audit-ready by itself.

Recurring expenses

You can mark an expense as recurring, such as an insurance premium or service charge. This is used for cash-flow forecasts only. Tendmere does not create the next entry for you, so record each payment when it happens.

Costs shared across properties

Tendmere cannot split one expense across several properties. If a cost covers more than one property (for example a portfolio insurance policy), record each property's share as a separate expense.